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Buying A House (UK):  Mortgage, Remortgage, Fees, Process.


About The Video.
Buying a house: Which? This video highlights - 
  • A checklist of the whole process.
  • The importance of choosing the best mortgage.
  • Total costs.

NOTE:  The video gives a reasonably timeless overview.  It's worth remembering that specifics like costs, deposits and stamp duty were correct when the video was made but may be out of date today.​
Wellness.
​
  • Be patient: For most people house purchase is the biggest commitment of their lives.  For most people moving to a new home is a stressful and time consuming event.  For most people moving from house-to-house is impractical.  SO DON'T RUSH.  Take your time. Remember playwright William Congreve's warning about acting in haste and repenting at  leisure.
  • Become aware: Location is still a major consideration in any house purchase but knowledge of the 'market' is vital.  The UK housing market is constantly changing, become a student, keep an open mind and spend time in the areas you are looking to purchase in.
  • Be ethical in your dealings: When it comes to house purchase it seems like, everyone has a horror story. Treating people fairly is a two-way street.  Your actions should be beyond reproach and if anyone you are dealing with acts otherwise, withdraw.  
  • Don't automatically accept or reject anything:  Look at everything you can and remember the advertised price is often just a starting point.  Pre-qualifying property without viewing may mean that you miss out on a hidden gem.
  • Be happy: Buying a new home is an adventure.  Treat it like a puzzle that has to be solved not a trial that has to be survived.

What's Next?

There are a few practical things to get done.

Prior to making an offer -
  1. If applicable put your property up for sale.
  2. Establish a realistic purchase price.
  3. Consider using a mortgage broker.
  4. Get your mortgage agreed in principle.
  5. Find a solicitor.
  6. Establish a relationship with the local estate agents.
  7. Properly research each property you view, why is it for sale? How long has it been on the market? Is there a chain? Are there any known problems with the property or the area?
After you have made an offer -
  1. Always consider a proper structural survey of your new property not just a valuation.
  2. Make sure you insure the building(s) for the correct amount at the correct time (lender/solicitor will advise).

How Can I Help?

Follow up today with a Seize Control of Your Money Session:
I can help with your specific issues in a private 30 minute one-on-one session delivered live online via Zoom Video.  £0.00.
BOOK NOW.
​Arrange a 'Personal Finance' online group workshop.
If you need direct help in getting a Mortgage or Remortgage email us and we can introduce you to a broker we trust.
It's important to stress the difference between the principles involved in good financial planning that a Seize Control of Your Money session offers and the advice/sale of selected financial products, instruments or services of which we have no direct involvement.
BOOK A PRIVATE ONLINE COACHING SESSION TODAY
Hello,

'"Success through soft skills, continuing education and growth..."

The content of this website is based on my experience, education and the hundreds of coaching sessions I have delivered online. 

I am also a representative of an FCA regulated company which means that my financial education activities fall under the rules of a very powerful consumer protection body. 

The FCA is the UK's financial regulatory body with a wide range of powers designed to protect consumers from firms that do not meet the desired standards.  The FCA can; stop firms and individuals from conducting regulated activities.  Fine firms and individuals who break the FCA rules.  Make any action taken against firms and individuals public.  Bring criminal proceedings where warranted.  The full scope of their powers can be found in the Decision procedure and penalties manual (DEPP).

Coach Walsh 2021.

Please Note;
  1. ​Unless otherwise stated, the use of third party videos on this website in no way implies any support or backing of the individuals/organisations involved.  They are just informative videos chosen for their quality and educational value.
  2. Any observations or comments I make that reference third-party works are to be taken as MY understanding of that work.  For this reason all writing should be taken as a personal commentary that may not be accurate and may not accurately reflect the views of the authors and/or publishers. 

Copyright 2012 - 2021. All Rights Reserved.

NOTE:  I am constantly updating and proofreading the website.  It is a big job and mistakes are sometimes overlooked.  If you spot any errors it would be a great help if you email me and let me know.
  • Home +
    • About & Terms
    • Book Appointment
    • Payment Page
    • Business Opportunities
    • Suggested Videos List
    • Suggested Reading
    • 469BCe - Our Name?
    • Contact
    • Wellness >
      • The surprising science of happiness
    • Acknowledgements
  • Coaching Pages
    • Workplace Coaching Intro >
      • Recognising Potential
      • Developing In-house Coaches
      • Coaching a Superstar
      • Personality Types
      • Marketing
      • Grow Your Passion
      • Feedback
      • Leadership Responsibility
      • Live in the Moment
      • Motivating Others
      • Persuasion
      • The Need For Recognition
    • Public Speaking Intro >
      • Public Speaking Overview
      • Speaking Naturally in Public
    • Build a Business Intro >
      • Customer Acquisition
      • Customer Retention
      • Change Management
      • Negotiation Skills
      • Find out if you are a dictator
      • Team Building
      • Communicating Successfully
      • Leadership Styles
      • Strategic thinking
      • Productivity
      • Problem solving
      • Being Assertive
      • Networking
      • Conflict resolution
      • Influence and Power
      • Motivation
      • Performance Assessment
    • Soft Skills Selling Intro >
      • Practical Sales Skills
    • Work From Home Intro >
      • Work Home Environment
      • Time Management
      • Technology
      • Routine & Discipline
      • Business Insurance
      • Building Your Business
      • Mindfulness
      • WORK + HOME = LIFE
      • Managing Money & Business
      • What is Success?
      • Managing Expectations
      • Communicating With Clients
      • Contingency Planning
      • Succession planning
    • General Coaching Pages
  • Team Building Event
  • Walking Basketball
  • Online Coaching
  • Surrey Scorchers
    • Diary 2020-21
    • Diary 2019-20
    • Winning mentality
    • Performance anxiety and stress
    • Ethics and morals
    • Autonomy vs Team
    • Self Image
    • Making time for family and friends.
    • Relationships with teammates
    • Trust and knowing who to listen to
  • Personal Finance
    • Overview of UK Money
    • Getting Financial Advice
    • Life Insurance and Serious Illness
    • What Is A Financial Plan?
    • What Is Cash Flow?
    • Budgeting
    • Managing Debt
    • Joint Finances
    • Wills & Trusts
    • Earning Extra Cash
    • Financial Literacy
    • Buying a House (UK)
    • Children Change Things
    • Retirement
    • Long Term Care
  • Blog
  • Podcasts
  • Shop
  • Sponsor Members
  • Sponsor Members Blog
  • Search Page