Retirement
About The Video.
A beginners guide to pensions: This Money Week video highlights - 
  • Auto-enrolment.
  • Two main types of pension.
  • What is an annuity?
  • Risk management of investment funds.
  • Choice of investment funds.
  • Cash options.
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​My use of this video in no way implies that I have the support of Money Week.  It's just a helpful video.
Wellness.
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  • Value your work and prioritise your career:  The most important job in your life is the one you are in.  It will provide for you if you tend to it.  Doing your job well will bring opportunities for advancement and financial security, but you must play your part and be the best you can be in whatever you are working at.
  • Investigate and test everything:  Prioritising your career means always looking for advancement.  To do this successfully you must be aware of any/all opportunities as they present themselves.  Be aware of false promises.
  • Embrace the changes that will come with age:  With age comes the increasing risk of physical decline, ill-health and incapacity.  No matter what changes you encounter you are in complete control of how you react to them.  Remaining positive and working within the new constraints is not only possible but combined with experience can lead to greater opportunities.  Colonel Harland David Sanders was 65 when he started the hugely successful Kentucky Fried Chicken business. 
  • Don't allow your mind to create problems: You are where you are.  It's never too late to start saving for retirement but there is no point in worrying about time lost or what will happen in the future.
  • ​Be happy:  The Dalai Lama teaches that being happy is a the purpose of life.

What's Next?

  1. Take qualified advice to make sure you know all of the options available to you for your retirement.
  2. Make sure as you approach your retirement age your investments are as safe as possible.
  3. Try to be debt free by the time you retire.
  4. Work out what income your investments will provide.
  5. Create a specific retirement budget to work out the minimum income you will need.
  6. Make a plan to cover any deficit.  You may like to consider: increasing your contributions, delaying your retirement date or planning part-time work after retirement.

If you need any help with these matters, email me today.
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How Can We Help?

As a member of 469BCe.com, you will have, one-to-one help in your retirement.

If you need help email me today.

No-matter what the circumstances I or one of my group of advisors will be able to offer concrete advice and 'hands-on' help.
IMPORTANT NOTES:
1. ​No specific advice can be given or implied.  
2. James and 469BCe.COM are not authorised or approved for the direct selling of any financial products and/or services.
3. All of my services are free. I can, by your request, introduce you to professionals in the financial services industry and may at that point be paid an 'introducer fee'.
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